Your Medical
Records Make Sure Your Medical Profile Is A Healthy, Accurate
Description of You When you apply for life, health or disability
insurance, you provide medical information on your application. In fact, each
time you sign a waiver on an insurance claim, you give permission to release your
medical information. This information may be sent to the Medical Information Bureau
(MIB), an information clearinghouse founded by insurance companies to help them
reduce insurance fraud by sharing information.
Because the Medical Information
Bureau maintains data on millions of Americans, mistakes and input errors can
occur. Any misinformation could have an affect on your ability to qualify for
some types of insurance. For instance, life insurance companies may routinely
access your personal medical profile when they are determining your eligibility
and rates. That's why it make sense to examine your personal medical report to
ensure that it reflects only accurate information. Your Medical Information
Report Shows You . . . - General information including your height,
weight, blood pressure, EKG and X-ray results
- Health related notations
such as a poor driving record or participation in hazardous sports
- A
list of individuals or organizations that have recently requested a copy of your
MIB record
To Get Your Medical Information Bureau Report .
. .
Write to the MIB to request their official release form.
Just write a brief letter saying "I would like to request a copy of my Medical
Information Bureau Report. You may send the release form to:" followed by
your full name, address and signature. Send it to: Medical Information
Bureau
P.O. Box 105, Essex Station
Boston, MA 02112
About 3
weeks after sending in this form, you will receive an official release form from
the MIB, along with instructions for signing the release and for payment. Send
them back, and the MIB will then send you your profile. Please note: some people
are not in the records of the MIB. If you are one of these people, you will be
notified. |
